Access to Micro-Capital

We provide business training and small loans to entrepreneurs who want to start or expand a business, but are having difficulties getting loans from traditional banks, credit unions, or other non-profit lenders. Statistics show that 45 percent of small businesses fail because they are unable to get the loan they need. Our loan program is modeled after the Grameen Bank lending model. To participate in the Loan Fund, entrepreneurs are required to complete a six-week business training class and commit to meet bi-weekly in a group of five entrepreneurs. Our average initial loan amount is $950, and can increase based on timely loan repayments.